Frank Ciotta & Associates, Inc.

An Appraisal Process in Compliance with TILA, Appraisal Indepence Requirements under section 226.42 of Regulation Z


In business for Over 25 years, operating as a full service residential and commercial Regional Appraisal Management Company servicing all of NY, NJ and CT.

All our assignments are carried out by General and Certified appraisers with local knowledge.

We offer our clients an online ordering platform, which allows you to quickly order appraisals, check status of your order, view statements, and download appraisal reports, PDF & XML through our system.

Based on customized key criteria, the system can automatically distribute orders on an un-biased rotational basis in compliance with Appraisal Independence requirements.

The system supports the ability to deliver in industry standard PDF format, MISMO compliant XML via web service technology.

Every appraisal leaving our office undergoes rigid analysis through a multi-tiered review process headed by an Appraisal Institute designated MAI, SRA.

To facilitate the electronic collection of appraisal report data to the Government- Sponsored Enterprises(GSE's), Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency(FHFA), developed the Uniform Collateral Data Portal(UCDP), which is a single portal for the electronic submission of appraisal data files.


Our system enables your appraisal to be submitted through the Uniform Collateral Data Portal(UCDP) directly to the GSE.  The system validates and pre-checks every MISMO XML appraisal before it is submitted to the portal for discrepancies or potential issues.  One click uploads the appraisal and converts the data as needed.  Please call our office for more information, Phone - 516-671-1400.